How It Works 2018-05-09T07:18:30+00:00

HOW IT WORKS

Pronto Cash can help you when you need to find a Cash Loan FAST

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Pronto Cash. Simple, fast and easy online cash loans.

How It Works. The process is really fast and easy. Using your mobile device or computer you can apply online 247 and it only takes minutes. Our process is obligation free and it’s free to apply.

We only accept loan applications via our website, and in order to maintain security at the highest level, we do not accept bank statements via fax or email. We use the services of a secure, reputable, external company (Credit Sense) when you apply to collect a read-only copy of your most recent 90 days of bank transaction history. We do this to help our lending panel in their assessment of your loan application.

Our site is a ‘https’ secure site with your important data fully encrypted. We assess your application and if we can’t proceed we try to find you another lender
We work with a panel of Australian ASIC approved small amount lenders to try to find you a lender who matches your requirements. Let us do the hard work for you.

Whether you need fast cash for unexpected car repairs, medical appointments or even an emergency purchase such as a new phone, we understand that everyone needs access to credit from time-to-time. Using Pronto Cash can save you time and effort when you need it most. You do not need to search through numerous lender sites looking for a suitable loan. You just complete our fast and simple online application form.

After you have finalised the application process, if we have been able to find you a lender, they will generally contact you within 30 minutes.

If you have not been contacted within 45 minutes of finalising your loan application, this means that we have been unable to find you a lender.

Please note: We only accept one application per person and per bank account every 16 days. So, if you apply again within 16 days, your application will automatically be unsuccessful. This applies even if you apply for a loan of a lesser amount.

Important Note

You should always compare your options before taking out a short-term loan. These loans offer different interest rates and terms. The government’s website MoneySmart has very useful advice for people borrowing money or just in need of fast cash. You can find their website here MoneySmart. There are sometimes other ways to pay your bills. It can be useful to see if you can extend your payment terms with your suppliers. This usually works well with utility providers. We believe that everyone has the right to have access to credit, so in the event that you can’t get any financial relief that way, a fast cash loan might just help you get through your immediate and temporary cash shortfall. You must be an Australian resident and over the age of 18 years to apply. Importantly, the completion of the application form does not guarantee approval of a loan, and the loan amount and terms will vary depending on the lender who may accept the application. $1,000 may not be available to every customer. The time taken to approve a loan and transfer the cash from the loan will always vary. This website and Pronto Cash does not directly endorse a particular product and/or service. Any information on this website is illustrative only and should be only taken as an opinion. It does not take into account your personal needs and financial circumstances.
Because PRONTOCASH.COM.AU IS NOT A LENDER, we cannot ultimately decide whether or not you are approved for a loan. We also cannot determine or influence the amount of funds you may receive using our referral services. The operator of this website will share the information you provide with participating lenders, advertisers, networks and other partners who may or may not lend or issue loans. Providing your information on this website does not guarantee that a lender will choose you or approve your loan application. We do not act as agents, brokers, or representatives for any of our lenders, and we do not endorse or charge you for any service or product. All information that we collect and share about you is in accordance with our Privacy Policy which we advise you to review before submitting any information using our form.
Because each lender is different and Pronto Cash has no control over the rates and fees each lender charges, we urge you to carefully review the terms associated with the offer before accepting or declining. Please remember that you are never under any obligation to accept an offer from a lender and you can cancel the entire process at any time at your discretion. PRONTOCASH.COM.AU cannot be held accountable for any charges or terms presented to you by a lender, and we are in no way responsible for any agreement between you and a lender. For details, questions or concerns regarding your cash loan, please contact your lender directly. Please note that lender terms may vary, and lenders may use different criteria to determine whether an applicant is eligible for a loan. Not all who apply for credit will be chosen by a lender or approved for a loan. If a lender in the participating lender network does not choose you, your information may be offered to participating third-party advertisers and generators for consideration.
It is not our policy to perform credit checks on any of our customers. However, some of the lenders in our network might perform a credit check before making their decisions using the three major reporting bureaus such as Dun and Bradstreet, Experian and Equifax, as well as other alternate sources of consumer information. In the end, your credit rating may be impacted by a particular lender’s actions. If you do not pay back your loan by the specified due date, your lender may choose to report this delinquency to one or more of the major credit bureaus, which could negatively affect your rating.
Any of the information that you read on this website may be changed at any time without any prior notice. We cannot guarantee that your submitted information will be provided to a lender or that a lender will approve you for a loan. Not all lenders can provide up to $1,000. The loans that may be offered by a lender are expensive forms of credit and are intended to provide you with short-term financing to solve immediate cash needs and should not be considered a long-term solution. If you are having serious financial issues, it is often best to consult with a professional financial advisor/counselor.

www.prontocash.com.au

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“At Pronto Cash we know that you don’t have the time to wait hours just to know where things are at with your loan application. We process your simple online loan application super-fast so that you know exactly where you stand asap.”

www.prontocash.com.au
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