Pronto Cash has been designed to make finding a Cash Loan fast and easy. We work with a highly respected panel of Australian small amount lenders to find a lender to assist you with a cash loan. You only need to complete one application form with us, and we’ll either work with you to offer you a loan through our sister company, Oz Cash Loans or we’ll work to find you a lender from our panel of small amount cash lenders. The great news is that you can apply online, anywhere and at any time, and we’ll still let you know where you stand – fast!


It’s quick and easy to apply for a loan through Pronto Cash. Just complete our simple loan application form, and submit your last 90 days of bank statements via our secure site at Oz Cash Loans. If we can’t offer you a loan ourselves we’ll work to try to find another lender for you. In order to apply for a loan, you just need to be over the age of 18, an Australian Resident, have online banking and receiving a regular form of income (this can be through employment or as benefits). Apply Now and let us see if we can find a loan for you.


When it’s time to repair your car, or you need to replace your old phone in a hurry, we understand that you need cash fast. That’s why, when you submit just one application with us we use our resources to find you a loan with one of our Australian small amount loan companies. We accept loan applications, online 247, and if we can find you a lender, you’ll know fast, so Apply Now!

It only take minutes to apply and there’s no paperwork!

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Typical example of a Small Amount Loan*

You’re after a loan of $1,000 to purchase a new computer that is currently on sale. You apply online and you select your amount and repayment term.

You choose a term of 16 bweeks to repay your loan.

You choose to pay it back in 16 affordable repayments of $85.00 per week.

Small Loan example – Loan amount $1,000

16 x $85.00 = $1,360.00
Repayments Per Week Total Repayments

In the above example, you will pay:

  • Adjusted Credit Amount: $1,000.00 (what you receive)
  • Establishment Fee: $200.00 (set by NCCP at 20% of the loan amount)
  • Monthly Permitted Fee: $40.00 per month charged on the anniversary date of the loan
  • Amount of Credit of the Loan: $1,240.00
  • Nominal Percentage Rate (Interest) per annum: 0% as defined by NCCP
  • Comparison Rate: 201.9447% as defined by NCCP
  • Total Amount of Interest Payable: NIL
  • Total Number of Repayments: 16
  • Consisting of 16 payments of $85.00
  • Total amount of repayments: $1,360.00

*Please note that this is a typical example only, so please refer to your lender’s offer and contract before committing to a loan.

“With just one application through Pronto Cash we’ll try and source the best lender for you. You can apply for loans from $2,100 – $20,000 online 247, and there’s no cost to apply.”


At Pronto Cash we know that when you have an emergency expense, you can’t wait all day to find out whether your bank or traditional lender can help you out. That’s why our fast and easy to use website is designed to source lenders for you through just one application. Once you apply on we work hard to find you a loan company so that you can arrange your Fast Cash Loan to cover your emergency expense, and get on with your day. Apply Now!


If you’re looking for a Payday Loan, try a Short-Term Loan through Pronto Cash instead. Payday loans often require you to pay the full amount of your loan back on your next payday. Short-Term Loans through our panel of Australian small amount loan providers help you with affordable repayments over a longer period of time. For loans from $2,100 – $20,000 just fill out our application form, and we’ll work hard to find the lender for you.


At Pronto Cash, we’re the experts at helping our customers find loans from $2,100 – $20,000 when they need access to an urgent cash advance. To apply, you just need to be an Australian Resident, over the age of 18 and receiving a regular form of income into your online bank account. Apply Now, and we’ll try and source a loan company from our panel of Australian small amount loan providers.


Important note: You should always compare your options before taking out a short-term loan. These loans offer different interest rates and terms. The government’s website MoneySmart has very useful advice for people borrowing money or just in need of fast cash. You can find their website here MoneySmart. There are sometimes other ways to pay your bills. It can be useful to see if you can extend your payment terms with your suppliers. This usually works well with utility providers. We believe that everyone has the right to have access to credit, so in the event that you can’t get any financial relief that way, a fast cash loan might just help you get through your immediate and temporary cash shortfall. You must be an Australian resident and over the age of 18 years to apply. Importantly, the completion of the application form does not guarantee approval of a loan, and the loan amount and terms will vary depending on the lender who may accept the application. $20,000 may not be available to every customer. Furthermore, the time taken to approve a loan and transfer the cash from the loan will always vary. This website and Pronto Cash does not directly endorse a particular product and/or service. Any information on this website is illustrative only and should be only taken as an opinion. It does not take into account your personal needs and financial circumstances.
Because PRONTOCASH.COM.AU IS NOT A LENDER, we cannot ultimately decide whether or not you are approved for a loan. We also cannot determine or influence the amount of funds you may receive using our referral services. The operator of this website will share the information you provide with participating lenders, advertisers, networks and other partners who may or may not lend or issue loans. Providing your information on this website does not guarantee that a lender will choose you or approve your loan application. We do not act as agents, brokers, or representatives for any of our lenders, and we do not endorse or charge you for any service or product. All information that we collect and share about you is in accordance with our Privacy Policy which we advise you to review before submitting any information using our form.
Because each lender is different and Pronto Cash has no control over the rates and fees each lender charges, we urge you to carefully review the terms associated with the offer before accepting or declining. Please remember that you are never under any obligation to accept an offer from a lender and you can cancel the entire process at any time at your discretion. PRONTOCASH.COM.AU cannot be held accountable for any charges or terms presented to you by a lender, and we are in no way responsible for any agreement between you and a lender. For details, questions or concerns regarding your cash loan, please contact your lender directly. Please note that lender terms may vary, and lenders may use different criteria to determine whether an applicant is eligible for a loan. Not all who apply for credit will be chosen by a lender or approved for a loan. If a lender in the participating lender network does not choose you, your information may be offered to participating third-party advertisers and generators for consideration.
It is not our policy to perform credit checks on any of our customers. However, some of the lenders in our network might perform a credit check before making their decisions using the three major reporting bureaus such as Dun and Bradstreet, Experian and Equifax, as well as other alternate sources of consumer information. In the end, your credit rating may be impacted by a particular lender’s actions. If you do not pay back your loan by the specified due date, your lender may choose to report this delinquency to one or more of the major credit bureaus, which could negatively affect your rating.
Any of the information that you read on this website may be changed at any time without any prior notice. We cannot guarantee that your submitted information will be provided to a lender or that a lender will approve you for a loan. Not all lenders can provide up to $20,000. The loans that may be offered by a lender are expensive forms of credit and are intended to provide you with short-term financing to solve immediate cash needs and should not be considered a long-term solution. Finally, if you are having serious financial issues, it is often best to consult with a professional financial advisor/counselor.